The Health Insurance Plan (HIP) and FutureCare are plans provided by the Health Insurance Department (HID).
The two plans offer dental benefits, doctor’s visits, in-patient and out-patient care at the hospital and overseas care.
Enrollment in the different plans is based on the age and benefit needs of the applicant.
Who qualifies for which plans and the exact benefits can be found in the
The Table below, provides an overview of the benefits of the plans and a comparison between HIP and FutureCare:
HIP
FutureCare Plans
Local In-Patient (King Edward Memorial Hospital (KEMH) / Mid-Atlantic Wellness Institute (MAWI))
All costs associated with overnight stay. E.g. room and board, nursing
All costs associated with overnight stay. E.g. room and board, nursing
During hospitalization (Maximums per admission)
During hospitalization (Maximums per admission)